Final Expense Coverage | RGP Agency | Licensed Nationwide
(817) 973-5255
Licensed Final Expense Specialists, Nationwide

Leave Your Family Covered, Not Carrying the Bill.

Funeral costs now average $12,000. For Americans age 50 to 85, we find the right plan in minutes. No medical exam. No rate hikes. No pressure.

  • No medical exam required
  • Same-day approval in most cases
  • Coverage from $5,000 to $30,000
  • Rate locked in for life
Licensed nearly every state Free quote in 2 minutes Trusted by families nationwide
Free, no obligation

Get Your Quote in 2 Minutes

No spam. No pressure. Just your rate.

Getting covered is simpler than you think

Three steps. About 2 minutes total.

No paperwork. No waiting rooms. Answer a few questions and a licensed advisor does the rest.

Step 1 of 3

Answer a few quick questions

Takes under 2 minutes. Tell us your age, health situation, and how much coverage you need. No exam, no labs, no doctors.

Step 2 of 3

We find your best plan and rate

A licensed advisor compares options across multiple carriers and finds the plan that fits your health history and your budget.

Step 3 of 3

Your family is protected

Get approved, often the same day. Your family gets the peace of mind that comes with knowing the bills are handled.

What your family gets when you're gone

Everything they need. None of the burden.

Final expense insurance pays out directly to your beneficiary with no restrictions. They use it however they need to, when they need it most.

Covers Funeral and Burial Costs Completely

A funeral with burial now easily tops $10,000 when you include the service, cemetery fees, monument, and related costs. Your policy pays out directly to your beneficiary so they can focus on family, not finances. No claim restrictions, no hoops to jump through.

Handles Unpaid Medical Bills

End-of-life medical costs add up fast. Your coverage gives your family the funds to clear those bills without touching savings or taking on debt.

Rate Locked, Never Goes Up

Your premium is fixed from day one. It will never increase, and your coverage never shrinks as long as you keep paying.

No Medical Exam Required

Just answer a few health questions. Even with existing conditions like diabetes or heart disease, you may still qualify today.

We Shop Multiple Carriers

We work with multiple top-rated carriers and find your best option, not just the plan that pays the highest commission.

Affordable Monthly Premiums That Fit Any Budget

Many plans start under $50 per month. You choose your coverage amount and we find the plan your budget can handle. No annual fees, no deductibles, no hidden charges.

Still covered, even with a health history

You may already qualify, even if you've been turned down before.

If you are between 50 and 85 years old, you qualify to apply. Most people are approved on the same call, even with common conditions like diabetes, high blood pressure, or heart disease.

Our advisors work with multiple carriers to find the plan that fits your health history and your budget. We don't push one company. We find your best option.

Get My Free Quote
50-85
Age range that qualifies for coverage
$12k+
Average funeral cost in the US today
Same Day
Approval in most cases
2 min
To get your free personalized quote
Families who said yes

Real people, real peace of mind.

Hear from families we have helped protect across the country.

"
I was nervous about getting insurance at my age. The process was simple and my advisor walked me through everything. I got approved the same day and my kids finally have peace of mind.
"
My husband was worried we couldn't afford it. Our advisor found us a plan for less than we spend at the grocery store each week. It was the easiest financial decision we ever made.
"
I have diabetes and was sure I would be denied. They got me covered anyway. My daughter cried when I told her. We didn't realize how much stress this had been causing the whole family.
Before you pick up the phone

Questions people ask us every day.

Do I need a medical exam to qualify?

No. Final expense insurance requires no blood tests, no physicals, and no doctor visits. You simply answer a few health questions on the phone or in our form. Most applicants are approved on the same call.

What if I've been turned down for insurance before?

Being denied before doesn't disqualify you. We work with multiple carriers, some of which specialize in covering people with pre-existing conditions like diabetes, COPD, heart disease, or high blood pressure. It's worth finding out, because you may qualify today.

How much does final expense insurance cost?

Many plans start under $50 per month. Your exact rate depends on your age, health, and how much coverage you want. Once your rate is set, it is locked in for life and will never increase.

How quickly will my family get paid out after I pass?

Most carriers process claims within 24 to 72 hours after paperwork is submitted. Your beneficiary receives the funds directly and can use them for any purpose, including funeral expenses, medical bills, or personal debts. No restrictions on usage.

Can I cancel at any time?

Yes. There is no long-term contract and no cancellation penalty. You can cancel your policy at any time if your situation changes.

Is RGP Agency a real licensed insurance agency?

Yes. RGP Agency is a licensed insurance agency operating in nearly every state. Our advisors are licensed professionals, not telemarketers. We are headquartered at 8376 Davis Blvd Suite 246, North Richland Hills, TX 76182.

Your quote is waiting

It takes 2 minutes to protect the people you love.

Answer a few questions about your health and the coverage you need. We compare options across multiple carriers and walk you through your best rate. No pressure, no obligation.

  • Takes under 2 minutes to fill out
  • Personalized to your age and health history
  • A licensed advisor reviews your quote with you
Get My Free Quote

No spam. No high-pressure calls. Just answers.

Free, no obligation

Get Your Free Quote

Takes about 2 minutes. No obligation.